UNITEDHEALTH GROUP INC (UNH) Options Risk Score

Run a full UNH options risk analysis

See the complete risk breakdown — news catalysts, SEC filings, legal proceedings, earnings overlap, IV vs HV, options flow and Expected Move — all in one scan.

Is it risky to sell options on UNITEDHEALTH GROUP INC (UNH) right now?

UNITEDHEALTH GROUP INC (UNH) currently scores 54 out of 100 for options catalyst risk (MEDIUM) over a 4-week expiry window. What pushes it there: an upcoming earnings report, 6 recent news items, 10 active legal filings and 2 clinical-trial catalysts, all landing inside the 4-week window. MEDIUM covers 45 to 69: there is something on UNH's calendar worth reading before you pick an expiry, without it dominating the trade. Direction is not part of what the score measures.

UNH shows an IV Rank of 8, near the low end of its one-year range — options are relatively cheap, which favours option buyers over sellers, with a current implied volatility of about 29%. Read IV Rank alongside the catalyst score: it says how expensive UNH options are, while the score says whether that price is justified by a scheduled event.

UNH reports on 2027-01-12. Any expiry beyond that date carries the gap, and the implied volatility priced in beforehand typically collapses the morning after.

UNITEDHEALTH GROUP INC (UNH) current implied volatility and IV Rank

The most recent read on UNITEDHEALTH GROUP INC (UNH) puts its IV Rank at 8 with implied volatility around 29%, alongside a TickerRisk options-risk score of 54/100. That is toward the bottom of its 12-month range, so premium is thin. Selling here pays poorly for the risk taken; if you expect a move, buying the move is the cheaper side.

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UNITEDHEALTH GROUP INC (UNH) next earnings date — 2027-01-12

UNITEDHEALTH GROUP INC (UNH) reports earnings on 2027-01-12 — about 82 days away, which falls inside a typical options expiry window. UNH's IV Rank is currently 8. Earnings are the single biggest scheduled catalyst for an overnight gap: implied volatility usually runs up into the report and collapses immediately after (the IV crush). Selling premium into the event captures that crush but exposes you to the gap; buying premium needs a move large enough to beat the elevated IV you paid.

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