UNITEDHEALTH GROUP INC (UNH) Options Risk Score

Run a full UNH options risk analysis

See the complete risk breakdown — news catalysts, SEC filings, legal proceedings, earnings overlap, IV vs HV, options flow and Expected Move — all in one scan.

Is it risky to sell options on UNITEDHEALTH GROUP INC (UNH) right now?

UNITEDHEALTH GROUP INC (UNH) currently scores 34 out of 100 for options catalyst risk (LOW) over a 4-week expiry window. What pushes it there: an upcoming earnings report, 4 recent news items, 8 active legal filings, 1 recent SEC event and 3 clinical-trial catalysts, all landing inside the 4-week window. Below 45 is LOW: UNH's calendar looks clear across this window. Unscheduled news can still move any stock, so a low score is the absence of a known event, not the absence of risk.

UNH shows an IV Rank of 27, near the low end of its one-year range — options are relatively cheap, which favours option buyers over sellers, with a current implied volatility of about 40%. Read IV Rank alongside the catalyst score: it says how expensive UNH options are, while the score says whether that price is justified by a scheduled event.

UNH reports on 2026-10-27. Any expiry beyond that date carries the gap, and the implied volatility priced in beforehand typically collapses the morning after.

UNITEDHEALTH GROUP INC (UNH) current implied volatility and IV Rank

The most recent read on UNITEDHEALTH GROUP INC (UNH) puts its IV Rank at 27 with implied volatility around 40%, alongside a TickerRisk options-risk score of 34/100. That is toward the bottom of its 12-month range, so premium is thin. Selling here pays poorly for the risk taken; if you expect a move, buying the move is the cheaper side.

Unsure how to act on this? What IV Rank is worth selling at →

UNITEDHEALTH GROUP INC (UNH) next earnings date — 2026-10-27

UNITEDHEALTH GROUP INC (UNH) reports earnings on 2026-10-27 — about 51 days away, which falls inside a typical options expiry window. UNH's IV Rank is currently 27. Earnings are the single biggest scheduled catalyst for an overnight gap: implied volatility usually runs up into the report and collapses immediately after (the IV crush). Selling premium into the event captures that crush but exposes you to the gap; buying premium needs a move large enough to beat the elevated IV you paid.

TickerRisk provides risk scoring for informational purposes only. This is not financial advice. Options trading involves substantial risk of loss. Full disclaimer